About Us
J Timothy Smith
Tim's years of domestic and international banking experience enable him to bring world class insights to your operations. Tim has been an advisor to the senior management and boards of dozens of financial institutions from community banks to world leaders throughout his career. He is a frequent speaker at various state and national trade organization including the Federal Home Loan Banks, FMS, AMIfs and several state banking associations. Although Tim has always been focused on risk management, strategy for balance sheet management is only one of his specialties. Knowledge from his years of experience in the bank consulting practice of KPMG provide the basis for his expertise in financial and capital planning as well as profitability measurement and activity-based costing. Tim is an innovative thought leader in balance sheet, capital and financial management for banks, thrifts and credit unions.